What is the New Engine of Wealth (N.E.W.) System?

Whitney Tilson spent years as a Wall Street insider... building a $200 million hedge fund from scratch and rubbing shoulders with billionaire investors.

But today, even he admits that "none of my connections matter anymore."

A new paradigm is emerging in finance, powered by artificial intelligence ("AI"). It's leveling the playing field for everyday investors.

Whitney calls it the New Engine of Wealth (N.E.W.) System.

Back tests show it would have beaten stocks, bonds, gold... and even Warren Buffett over recent years. And it's poised to transform how anyone can grow their money in the stock market.

This guide will explore how AI is reshaping investing... what the N.E.W. System is and how it works... and why embracing these changes could be one of the smartest moves for your financial future.

The Three Big Ideas of the N.E.W. Revolution

There are three main drivers of the N.E.W. Revolution...

First, AI is leveling the investing playing field.

Tasks that used to require floors of analysts now run on a laptop. That means regular investors can harness the same powerful tools that big firms use.

That change removes the old structural edge that came from headcount and budget... and replaces it with speed and breadth of analysis. But only if you understand how to use AI in your investment process. If you don't, you'll quickly find yourself competing against machines that never tire... never forget... and never panic.

Second, the N.E.W. System can outperform traditional investments.

Whitney's team back tested their AI-driven strategy through multiple market cycles – including the 2020 crash and 2022 bear market. They found it would have beaten stocks, bonds, gold, and even Warren Buffett's Berkshire Hathaway... all with lower risk.

That's not to say that outperformance is guaranteed... Instead, the point is that a rules-based selection process like the N.E.W. System can tilt the odds in your favor, no matter what the market brings us. (Watch Whitney's new documentary explaining exactly how the N.E.W. System works here.)

Finally, AI has massively sped up wealth creation potential.

Solo entrepreneurs (or "solopreneurs") are building seven-figure businesses from their spare bedrooms. AI teams inside banks are doing in minutes what once took weeks. And investors who harness AI are realizing its incredible power.

Last year alone, more than 562,000 Americans became new millionaires... in part thanks to booming AI-driven investments. Experts like Mark Cuban even predict the world's first trillionaire will be "just one dude in a basement" leveraging AI.

Embracing new methods of investing, like the N.E.W. System, can put you on the right side of this massive wealth shift.

Now let's get into why this is happening right now...

The New AI-Powered Investing Landscape

We are living through one of the most profound technological shifts in financial history.

AI is taking on work that once was almost entirely the territory of Wall Street pros. It's cheaper. It's faster. And often, it's better.

Big banks and Wall Street firms have already realized AI's massive potential...

For example, Goldman Sachs' CEO David Solomon recently noted that AI can now draft 95% of an IPO prospectus in minutes. That task once took a six-person team working for two weeks. In other words... some 480 hours of highly compensated human effort can now be done in maybe 20 minutes by AI.

Today, Goldman employs some 11,000 engineers, largely to push forward on AI initiatives.

Meanwhile, billionaire investor Cliff Asness of AQR Capital Management admitted his firm had "surrendered to the machines" – relying on AI models to make trading decisions – after seeing improved returns and lower volatility.

AQR Capital Management has $136 billion in capital under management... and is a massive turnaround from just a few years ago, when Asness was skeptical of the machine learning's potential.

Even the world's largest hedge fund, Bridgewater Associates, launched a $2 billion AI-driven fund in 2024 that is already generating "unique alpha that is uncorrelated to what our humans do," according to CEO Nir Bar Dea.

In plain terms, Bridgewater's AI found new ways to beat the market that its human teams hadn't.

JPMorgan Chase's CEO Jamie Dimon has called AI "critical to our company's future success" and warned that "no one will be able to escape" its impact on banking. Dimon expects AI to be used in almost every job in the future... and has hired thousands of employees to speed up AI adoption across the bank.

All this leads to a stark dividing line...

On the one side are those who leverage AI in their investment approach. On the other are those who don't.

Few have been as blunt as Whitney's warnings... as he puts it in his documentary:

Wall Street is splitting in two because of what's happening.

A drawbridge is going up.

On one side will be those who embrace AI and continue to get richer and richer as a result.

On the other... sadly, everyone else will continue to fall further behind, with little to no chance of ever catching up.

That applies to Main Street investors, too... Says Whitney:

You can either choose to get AI to work for you...

Or you can resign yourself to it working against you.

In practical terms, this means that new tools – once available only to elite funds – can now empower you to invest smarter. It means that old investing playbooks like buy and hold, 60/40 portfolios, or high-fee mutual funds may not deliver like they used to, especially if the market's biggest gains are being captured by AI-driven strategies.

Of course, you don't need to become a tech expert or start coding algorithms. Instead, services like Whitney's N.E.W. System are packaging AI's capabilities into user-friendly forms for regular investors...

Inside the N.E.W. System

The N.E.W. System is an AI-driven, fully allocated model investment portfolio.

It's the end product of more than a decade of research and development, involving dozens of coders, developers, and research staff, costing millions of dollars.

In short, the N.E.W. System is a way to make AI work for you.

Each quarter, the N.E.W. System scans thousands of investable stocks and runs them through our Stansberry Score. It's looking for the top 20 stocks on the market... stocks that meet our strict capital efficiency, financial, and valuation criteria.

The Stansberry Score distills all that analysis into a simple score from 0 to 100.

A higher score means the stock has strong upside potential relative to its risk, based on the factors analyzed. Specifically, the score weighs four major components: capital efficiency (how well a company uses capital to generate returns), financial strength, valuation, and momentum.

In general, anything above a score of 80 was considered a great opportunity. For example, certain high-quality tech stocks like Nvidia (NVDA) scored in the 70s as far back as 2016, long before their huge runs... indicating the model saw favorable signals early. On the flip side, some speculative AI-themed stocks in 2023 scored very poorly (in the 30s or 40s) and indeed went on to crash, validating the warning sign.

In the past, analyzing even a handful of these metrics for hundreds of companies would take an army of analysts – but the N.E.W. system can comb through all of them in seconds and detect subtle patterns.

Of course, scoring stocks is just step one...

Next, the N.E.W. System selects a group of the highest-scoring stocks and uses advanced simulations to assemble the optimal portfolio.

This isn't the kind of thing you can ask a publicly available AI like ChatGPT or Grok to do for you. It takes vast amounts of data, which costs hundreds of thousands of dollars a year to access. And it also takes a team with expertise in quantitative finance, computer science, and physics... advanced degrees in financial analytics... and even a PhD in astrophysics.

The N.E.W. System runs thousands of different types of portfolios through a simulation of future outcomes... in order to ultimately design what Stansberry Research believes is the perfect AI-driven model investment portfolio.

And finally, the N.E.W. System updates its model portfolio roughly four times a year, or as needed based on market conditions. That means regular updates on what stocks to add, which to trim or sell, and the latest highest-potential new recommendations to add.

This frequency is intentional... It's not a day-trading system that will bombard you with constant trades, but it's also not a "set and forget for years" approach.

The quarterly model portfolio refresh lets the AI adjust to earnings reports, economic changes, and emerging trends.

And as Whitney notes, the results of the N.E.W. System are incredible...

We discovered that a small portfolio made up of just the highest-scoring companies yielded outrageous returns.

• It would have made you more than the stock market, even through three major market crashes in 2020, 2022, and 2025.

• You'd have outperformed gold, bonds, real estate... and even Berkshire Hathaway.

• And you'd have turned every $100,000 of your money into $339,000... with less risk than the stock market.

And perhaps as important as the winners it picked are the losers it helped avoid.

For example, in the heated AI stock frenzy of early 2025, many tiny companies jumped on the "AI" bandwagon.

The system flashed low scores for several of these, such as Jet.AI (JTAI), with a Stansberry Score of just 17. And sure enough, that stock imploded over the next year...

Similarly, it would have given poor scores to structurally weak companies like certain meme stocks or heavily indebted firms that ultimately went bankrupt.

Not losing money on bad bets is half the battle in investing. And the AI's data-driven objectivity can help take emotion out of the equation.

It's important to note that these results are based on historical back testing and some live track record – no strategy is infallible or guaranteed. All investing carries risk, and future results could differ.

However, the evidence so far is compelling that AI-driven strategies like this can identify opportunities that human stock pickers might miss. And even more important, it can manage risks in a disciplined way that human investors sometimes neglect... especially when emotions run high in market swings.

In short, the N.E.W. System offers a radically different, high-tech approach to stock investing – one that tilts the odds in your favor by using vast data and computing power.

As Whitney puts it, it's like having "the same kind of powerful advantage Wall Street firms use to make billions of dollars every year in all market conditions... But with a big twist that has never been possible for regular people until today."

Why This Changes Everything for Investors

In the past, becoming a successful investor took decades of grinding, accumulating experience, and significant capital.

But today, technology and AI are compressing timeframes...

For example, solopreneurs are scaling to millions in revenue in just a year or two, something practically unheard of a generation ago. The number of one-person businesses earning more than $1 million has been doubling each year recently, according to Whitney.

One such solopreneur famously started a business during his six-week paternity leave and now pulls in over $200,000 per month. Another tech-savvy individual in his early 20s reportedly used AI tools to generate $64,000 a month in income, eliminating the need for a conventional job.

These stories show that the barriers to entry have crumbled... largely by leveraging technology like AI.

Even Silicon Valley visionaries are recognizing this trend... OpenAI CEO Sam Altman has even predicted AI will soon enable a $1 billion company without any employees, saying:

"In my little group chat with my tech CEO friends, there's this betting pool for the first year that there is a one-person billion-dollar company... Which would have been unimaginable without AI — and now [it] will happen."

Think about that: a "unicorn" startup traditionally might have hundreds of employees and years of effort... But soon, it could be done by a solo founder with AI assistants handling everything from coding to customer service.

It sounds incredible. But it underscores how power is shifting to individuals.

In investing, this means that just one person with an AI-driven portfolio, like the N.E.W. System, can potentially outperform Wall Street giants.

You see, for years the "super rich" or connected Wall Street names had access to hedge funds and quant funds employing these advanced techniques, while average investors were told to be content with index funds or basic 401(k) options.

For example, Renaissance Technologies... often called the most successful hedge fund ever... used massive datasets and algorithms to post returns that turned $1,000 into $46 billion over a few decades (yes, billion). But that level of success was off limits to outsiders. Renaissance famously only let its own employees invest in its best fund.

The good news is that today, the moat around these exclusive investing strategies is drying up. The N.E.W. System and the broader rise of AI investing is not just about picking a few "good" stocks. It's about a new philosophy of making money...

The playing field is clear. You either get the machines working for you, on your side... or you risk competing against those same machines.

We've seen this before in other domains. Think of the chess world... no human alone can beat the best chess AI. But a human plus an AI can often beat AI alone.

Similarly, an investor using AI tools can potentially achieve far better results.

Whitney puts it bluntly in his N.E.W. System documentary:

If you're still just talking about or learning about AI... or just buying a few AI stocks, you will get left behind. So, it comes down to a simple choice.

Get AI to work for you... Or have it work against you in the hands of giant corporations.

And most important, with the N.E.W. System, you can enjoy the power of an AI-driven model portfolio without handing over massive fees to hedge funds or mutual funds.

About Stansberry Research

Stansberry Research is one of the largest and most respected independent financial research firms in the world.

If you haven't heard of it, here's what you need to know...

Founded in 1999, the firm made its name by giving individual investors access to the kind of in-depth research and contrarian ideas often reserved for Wall Street insiders. Today, Stansberry Research is a cornerstone of the financial publishing industry.

The firm has subscribers all around the globe. And its publications are read by hundreds of thousands of folks.

A key differentiator is that, unlike big banks or brokers, Stansberry doesn't manage money or earn commissions on trades. They strictly publish research and investment recommendations.

This model means that Stansberry's analysts only succeed in making calls that subscribers find valuable. The company isn't earning commissions on trades... Its incentive is to provide insightful ideas that make their subscribers money.

They are known for sometimes taking bold, unpopular stances that later proved prescient.

For example, back in 2004, Stansberry Research initiated coverage of Nvidia at a split-adjusted price of about $0.12 per share, listing it as their No. 1 buy.

Nvidia is up some 140,000% from that initial coverage. And subscribers had multiple opportunities to buy in along the way... including right before it went on its recent tear.

Stansberry Research analysts also warned about the housing bubble and the impending collapse of Fannie Mae and Freddie Mac before the 2008 crisis... saving attentive subscribers from huge losses. They were early in predicting the rebound of oil and natural gas in the mid-2010s. And they even covered burgeoning trends like bitcoin as far back as 2017.

Of course, not every pick is a home run. And it's important to note that Stansberry Research analysts regularly acknowledge their mistakes – including in an annual "Report Card" where the publisher grades each publication, no holds barred.

But the overall history of the company shows a willingness to think independently and a knack for identifying paradigm shifts. The embrace of AI with the N.E.W. System is in line with that history – Stansberry sees it as the next big shift that investors need to be on top of.

In short, Stansberry Research is like having a seasoned financial research team – including experts on macroeconomics, commodities, biotech, tech stocks, options trading, and more – on your side. And now, an AI system is working for you, too...

Who Is Whitney Tilson?

Whitney Tilson is the driving force behind the N.E.W. System and one of the more fascinating figures in finance.

You may know his name if you've followed financial media over the past couple of decades. And his career and reputation lend a lot of credibility to what we've discussed.

Whitney first made a name for himself as the founder and managing partner of T2 Partners, a New York-based hedge fund he ran for more than a decade. Starting around 1999, he managed money through some tumultuous times – including the dot-com bust of 2000 to 2002 and the financial crisis of 2008.

Unlike many on Wall Street, Whitney didn't come from wealth... His parents were actually teachers, and he grew up partly in Tanzania and Nicaragua while they did volunteer work.

Through relentless hustle, research, and some prescient calls, Whitney grew that fund from about $1 million in starting capital to more than $200 million in assets under management.

Over his career, Whitney rubbed elbows with some of the greats... even baking cookies for the legendary investor Warren Buffett every Christmas. Whitney also counts hedge-fund legends like Bill Ackman, Joel Greenblatt, David Einhorn, and Seth Klarman among his circle.

And he has a long track record of making bold predictions...

• In 2008 to 2009, during the depths of the financial crisis, he went on 60 Minutes and argued it was a once-in-a-lifetime buying opportunity for stocks. At the time, fear was rampant. But he was right – it marked the bottom... and the ensuing bull market became the longest in history.

• In 2015, he again appeared on 60 Minutes to expose a fraud at a company called Lumber Liquidators, which was selling toxic flooring. Following that, the stock plummeted 80% and the CEO resigned. Whitney's actions potentially saved consumers and investors from a disastrous situation.

• He predicted the exact market bottom in March 2020 during the COVID crash. Anyone who listened would have caught the huge rebound that followed.

Today, Whitney brings a rare combination to the table: proven investment skill, connections with legendary investors, and a down-to-earth teaching mentality.

He's seen old Wall Street and new fintech... and he's concluded that embracing AI is the next imperative step for investors. Learn more about Whitney's N.E.W. System here.

Top 10 Questions & Answers

Question: What exactly is the N.E.W. System?

Answer: The New Engine of Wealth (N.E.W.) System is essentially an AI-powered stock selection and portfolio management tool created by Whitney's team at Stansberry Research.

It uses machine learning algorithms to analyze thousands of stocks on dozens of financial and technical metrics, assigns each stock a "Stansberry Score" from 0 to 100, and then recommends a portfolio of the highest-scoring stocks.

It's like having a quant hedge fund in a box – but delivered as a research service to individual investors. You receive the model portfolio and updates, and you can also query the system for scores on any stocks you're interested in. It's not software you have to program or a black box you blindly trust... It's a combination of AI output and human analyst oversight, distilled into easy-to-follow advice.

Question: How does the AI actually pick stocks?

Answer: In simple terms, the AI looks for patterns that have led stocks to outperform in the past. Then it finds current stocks that match those winning patterns.

It evaluates factors in categories like a company's quality (profits, margins, returns on equity), value (ratios like price to earnings or price to book), momentum (stock price trends), and growth. For each stock, it crunches all the data and produces a score (higher = better). Then it focuses on the top-scoring stocks and runs simulations to see which combination of them would be optimal as a portfolio.

It's a bit like testing thousands of recipes to find the best one – the AI tries different "mixes" of high-scoring stocks to maximize return and minimize risk.

Finally, it gives a list of recommended stocks and how much of each to hold. All of this happens behind the scenes... As a user, you just see the final results, along with an analysis explaining each recommendation.

Question: The performance claims sound incredible – did it really beat stocks, gold, and even Warren Buffett?

Answer: The data Whitney shared indicates that in rigorous back tests (applying the model to historical data) and some live performance, the N.E.W. System's portfolio indeed outperformed major benchmarks.

Over an eight-year back test, the N.E.W. System would have earned roughly 239%... versus about 189% for the S&P 500. It also beat gold's 185% return... and it even outpaced Berkshire Hathaway's 213% gain, which is noteworthy given Buffett's stellar record.

However, it's important to remember these results include back-tested data – meaning the model was applied to past markets to see how it would have done. Back tests are done with great care, but they are not a guarantee of future performance.

As of now, the N.E.W. System is live, and users will be able to follow along in real time. Early indications have been positive, but investing always carries uncertainty.

The main point is that the edge it showed historically is based on sound factors and AI pattern-finding, not luck or hindsight bias.

Question: What makes this different from just buying an index fund or some big tech stocks?

Answer: An index fund like an S&P 500 exchange-traded fund gives you the market average by holding everything in the index.

The N.E.W. System aims to give you better than average by being selective – owning only what the data suggests are the best opportunities and avoiding the rest.

Compared with just buying popular tech stocks (say the "Magnificent Seven" mega-caps), the AI might also include lesser-known names that have huge potential but aren't on everyone's radar. For instance, it highlighted stocks like Sterling Infrastructure or Celestica that quietly outperformed dramatically, which an index or casual investor would likely miss.

In addition, the system adjusts over time, whereas if you just buy a few hot stocks, you might not know when to rotate out. This is a strategy versus a static bet.

It's also worth noting that many big tech stocks have had huge runs – the AI isn't biased by the past success, it will drop a former winner if the momentum or fundamentals wane. That protects you from sticking with yesterday's winners that could become tomorrow's laggards.

Question: Is the N.E.W. System risky to use?

Answer: Every investment strategy has risks, but the N.E.W. System is designed to mitigate risk in several ways...

First, it typically spreads your money over multiple stocks (diversification), so you're not exposed to the fate of just one or two companies.

Second, it specifically evaluates risk factors and seeks the best risk-adjusted returns – not just the highest returns. In back tests, it had smaller drawdowns than the overall market, meaning it held up better in downturns.

Finally, it regularly updates its holdings on a quarterly basis, so it can adapt if a company's situation deteriorates.

Of course, the N.E.W. System is not a magic shield against normal market volatility. But if used as intended, the strategy has historically been less volatile and produced higher returns than many common approaches.

Question: Do I need to know anything about AI or finance to use it?

Answer: Nope! All the complex AI work happens under the hood. The user interface contains the research reports and web portal Stansberry provides. If you can read a stock ticker and follow simple instructions, you can use it.

For instance, a typical recommendation might say: "Buy XYZ Corp, with a 5% allocation." If you decide to invest $10,000 total, you'd allocate $500 to XYZ.

Stansberry Research also provides calculators where you can input the total amount you want to invest, and it spits out how many shares of each company to buy.

And of course, all the publications are in plain English – you won't need to understand machine-learning algorithms or know how to code.

Question: Why would Whitney Tilson and Stansberry share something so powerful? Why not keep it proprietary?

Answer: This is a great question, and even Whitney acknowledges it could sound too good to give away. The answer comes down to their business model and ethos.

Stansberry Research is in the business of selling research, not managing money.

By creating a product like the N.E.W. System, they can attract subscribers willing to pay for high-quality insights. In a sense, scaling it to thousands of subscribers is more lucrative for them than trying to quietly run a small fund with it.

Also, as Whitney shared, he has a personal mission to level the playing field. He could have gone back to Wall Street or started a quant fund, but he chose to "share it with the world" because he feels it's the right thing to do and a legacy he wants to create.

There's also the point that an individual following the system is not going to move the market in a big way – so there's room for many people to use it without diminishing its effectiveness. In contrast, a fund with tens of billions might struggle to trade in and out of small stocks.

Lastly, Stansberry built a reputation on delivering big ideas to readers. This is, in a way, their next big idea to retain and grow that audience.

Question: How often will I need to make trades or adjustments?

Answer: The system is designed to be low maintenance. The core portfolio update is quarterly, so four times a year, you should expect to check the latest issue and adjust your holdings.

On occasion, if market conditions change dramatically, Whitney and his team might issue an interim alert... for example, if a stock in the portfolio gets acquired or something unusual happens, or if a major opportunity can't wait.

Question: Can I use the Stansberry Score tool to manage my existing portfolio?

Answer: Yes, absolutely. One of the perks of the service is that you can plug in any stocks you currently own and see their scores.

For instance, if you hold a stock that you love but the system gives it a low score, it's a prompt to dig deeper or reconsider if there's something fundamentally off that you missed.

If you see a very high score on a stock you own, that's a confidence booster to perhaps add more or at least hold on.

Many users might use the score tool to do "spring cleaning" of their portfolio – identifying holdings that are below a certain score and deciding if it's worth reallocating those to higher-score opportunities.

Question: What if I'm not very tech-savvy – will I struggle with an AI-based system?

Answer: Not at all. The AI is on Stansberry's end, doing the heavy lifting. On your end, it feels like a normal advisory service with some extra bells and whistles.

If you can navigate a website, open an e-mail, and read a report written in plain English, you'll be just fine.

Stansberry also has customer support if you encounter any issues accessing materials. They're known for trying to make things as user-friendly as possible, because many of their subscribers are indeed mom-and-pop investors, often in or near retirement, not Silicon Valley coders.

What's Your Next Step to Profit With AI?

The N.E.W. System is a prime example of how cutting-edge technology can empower everyday investors to potentially achieve market-beating results.

Whitney and his Stansberry Research team believe that this New Engine of Wealth can drive portfolios to new heights in the coming years... So much so that they've completely revamped their research approach to include the power of artificial intelligence.

We stand at an incredible inflection point today with AI. But the good news is that, with the launch of the N.E.W. System, it's never been easier for regular Main Street investors to get access to this type of powerful tool.

Whether you choose to watch Whitney's latest documentary on the N.E.W. System... the takeaway is clear: AI is transforming investing.

AI is showing us ways to beat stocks, gold, bonds, real estate... and even potentially outperform the great Warren Buffett.

And keep in mind: AI is only going to get stronger from here.

Today's AI is the dumbest it'll ever be. It's getting smarter at an exponential rate. In fact, AI's capability has doubled roughly every seven months for the past six years.

It gets smarter and more powerful with every passing day. And you can use it to grow wealthy, starting right now.

Click here to learn all the details about Whitney's N.E.W. System.