A Simple Question That Could Change Your Life

A simple question that could change your life... The 'too good to be true' investment Wall Street doesn't want you to make... There's just one catch... 'Horse, meet water'...

Let's start with a simple question...

If I (Porter) told you all you needed to do to make more than 30% this year with a guaranteed investment was simply to turn on your computer once a week, would you do it?

Pretend, for the moment, that the investment is 100% real...

Assume it was backed by about $200 million in capital and that the deal had been thoroughly vetted by an experienced CPA and auditor, as well as a top-notch corporate attorney.

Assume that I'd looked at it personally and was willing to put my name on it. Assume that the deal was backed by one of the world's largest, most successful, and oldest private-equity firms.

That all happened, by the way...

So would you turn on your computer once a week to make a completely safe, 30%-plus return this year? Is the answer even a "maybe"?

If so, please keep reading...

Although I'm sure it's hard to believe, you can do this...

You can earn investment returns that exceed Warren Buffett's – that is, more than 20% a year – with publicly available companies that file with the U.S. Securities and Exchange Commission ("SEC"). Although most investors know almost nothing about these investments, they're completely real.

In fact, there are more of these kinds of investments outstanding than stocks – way more.

These investments can feature extremely high levels of current income (annual yield). We target around 10% annually. And our recommendations in this asset class have a proven win rate in excess of 80%. We've produced an average annualized total return (winners and losers) of more than 20%.

Do you currently produce a profit with more than 80% of your equity investments? Do you currently earn a yield on your portfolio in excess of 10% a year? Do you currently earn more than 20% a year on your entire portfolio every year?

If you've answered "yes" to all of those questions, stop reading our newsletters. You don't need to change a thing. Call me and tell me how you do it.

If you've answered "no" to any of those questions, then I know a better way for you to invest – no matter how old you are, no matter how young you are, and no matter what your investment goals are.

You see, these investments are liquid. You can sell them whenever you want, if you need to. They're widely held by the world's wealthiest and most sophisticated investors – including all of New York's most elite hedge funds and private-equity groups. These investments also offer a series of legal protections that give investors far more rights than equity investors.

And by the way, this asset class dwarfs the stock market. It's about twice as big.

There's only one reason most people don't invest in this asset class...

Wall Street does everything it can to make sure you won't.

Think about that...

What's on CNBC all day? Information about buying stocks – common equity. What does your discount broker make simple and cheap for you to trade? Common equity. What is all of the hype about in the financial world? Which stocks to buy.

Meanwhile, this asset class is twice as big, has far better legal protections, offers far more current income, and frequently produces higher total returns.

And yet, most people have never heard of it.

Why would Wall Street want you to focus on stocks and almost never mention this other, clearly better, way to invest? Gee, I wonder.

Here's a hint: It's in this other asset class that Wall Street makes nearly all of its money.

Does that make you angry? Don't take it personally. That's human nature. You'd do the same thing if you were in their shoes. After all, if you owned a beautiful orchard, who would get your best apples? Your family or the discount grocery store chain?

So, what do the 'best apples' look like in Wall Street's orchard?

Over the last three and a half years (since the last bottom in the stock market in the winter of 2015 and 2016) the stock market has been a tear – up about 18% annually.

We relaunched our coverage of this asset class at the same time...

Since then, we've completed 19 investments in this asset class. Just to be clear, what I mean is we've recommended making these investments and they've traded below our recommended "buy up to" prices. And then, we've recommended selling those investments and seen them trade above our recommended sell price.

As you know, we're fully independent at Stansberry Research. We don't buy or sell anything we write about.

But we've seen market action that proves our advice could have been followed and our subscribers could have achieved these actual results. Based on that market evidence, we know that 84% of these recommendations were profitable. The 19 investments produced annualized results of 22%, with a big portion of those returns coming in the form of current yields.

That's one of the things that makes these investments so much better than stocks and perfect for retired investors (or anyone else who likes having more money).

If you have any experience with investing, you'll recognize that these results are mind-boggling...

You'll think they can't be genuine. There's got to be a catch. A big catch.

Like maybe we got incredibly lucky... Maybe these results were unique to that market cycle and won't be repeated ever again... Or maybe this asset class is simply incredibly risky – like financing movies or something.

So what's the catch?

Nothing about these investments is especially risky...

They're definitely not as risky as buying shares in the exact same companies. Nothing about our results is particularly extraordinary, either.

We have good analysts who know what they're doing. But spotting great opportunities in this asset class is far more objective – and therefore in some ways easier – than figuring out good opportunities in the stock market.

Yes, we did start investing at a good time. But knowing when to invest in this market is breathtakingly easy – far, far easier than trying to time the stock market.

And even though not as many good opportunities are out there right now, it doesn't mean we can't find any attractive investments... We just closed a recommendation we made less than a year ago for gains of more than 30%.

But there's got to be a catch, right?

Yes, there is. But as Shakespeare would have explained, the fault, dear subscriber, is not in the markets, but in ourselves.

On April 10, we sent out an e-mail notice to our subscribers...

Once again, it was great news about a recommended investment in this asset class.

We'd invested alongside one of the best private-equity firms in the world – Apollo Global Management. We'd invested in a global restaurant business through a publicly traded security of an SEC-filing corporation – whose securities are almost unknown to the public at large.

If you went looking for the stock ticker, you would have never found it. To invest, you needed to know the "CUSIP" code.

Why didn't Apollo make it easier for investors to own this security?

Well, as our analyst Mike DiBiase explained last year, our minimum annual return would be about 15%...

And by the way, those returns were guaranteed by law and backed by almost $100 million worth of cash earnings. Those returns included an annual cash yield of almost 10%.

We analyzed the situation and – for a variety of reasons that I'll explain below – judged that there was zero risk of default or bankruptcy here. That meant there was no way you could lose money in this deal or that these returns wouldn't be paid in full.

Does that sound like the kind of opportunity Apollo would be eager to share with others? Absolutely not.

Apollo had zero incentive to advertise this opportunity – and it said almost nothing about it to the public.

So who knew about this deal?

A small group of Wall Street's best investors. And they had zero incentive to tell you about it, either. Instead, they stuff deals like this into their hedge funds and their private-equity portfolios and charge outlandish fees for these kinds of investments – typically 2% to 3% a year in overhead and 20% to 25% of all profits.

The simple fact is, anyone who knew about this deal was far more likely to buy it for their own funds than to ever tell anyone else about it. Well, except us, of course.

And why on Earth would we tell folks about this deal? Good question. We could obviously make plenty of money investing in these ideas, but that's not the business we're in.

Instead, we exist to serve you.

It sounds crazy to most people, but it's what we enjoy doing. We also think we have a better business model than Wall Street. How so?

Our business model doesn't depend on screwing people over. We think, over time, that's going to be a massive advantage. It certainly makes it easier to sleep at night.

Anyway, here's the crazy part...

What do you think happens when we deliver investments like this to our subscribers? Do you think our subscribers cheer? Sing our praises? Compliment us on our brilliance?

Nope. That never happens.

Instead, we get a barrage of angry calls and e-mails from our righteously indignant subscribers.

What did we do wrong? We'd delivered an incredible investment idea – thoroughly researched and incredibly attractive. Everything was exactly as we described in our pages. And the deal played out exactly as we said it would, making them huge returns, far better than they could get in the regular stock market – and with much less risk!

So what did we do wrong?

Well, darn it, we didn't pick up their phone and call their broker for them. And you know what, using CUSIP numbers is complicated. And you know what else... "My broker told me I shouldn't buy these kinds of assets. The broker said I might not be able to sell them if I want!" The broker said... The broker said... The broker said...

"How am I supposed to follow your precisely detailed research if it isn't as easy as just typing in a stock symbol on my computer? I don't want to have to call someone to make a trade!"

You might find this hard to believe, but that's what happens every time with some of our subscribers...

You can give people the perfect road map to wealth, via exceptionally high-yielding, extraordinarily safe investments. You can tell them exactly when to buy... exactly what price to pay... exactly when to sell... and exactly what price to get.

But unless you drive to their house, pick up their phone, and dial the number for them, you haven't done enough. This is an actual quote from a recent e-mail sent by a subscriber, who decided not to invest in the Apollo deal...

Did I buy [this investment]? NO. Because it never was below the Buy Up To Price at any time that I could check the price. I don't have the luxury to be sitting in front of a computer all day checking [investment] prices. I have to work for a living. Or maybe it's that Ameritrade (and others, I'd expect) get wind of the recommendation and boost their prices to get 'sucker money.' Frankly, if I didn't whole-heartedly believe in the coming credit crisis, I would have canceled my subscription by now.

That's right...

Not only did the subscriber not invest in this deal, but he threatened to cancel his subscription because he was so unsatisfied with our work. And why didn't he invest? Because getting a price quote on the deal required turning on his computer.

He was too busy to check it!

Just to be clear, the security in question did trade below our recommended buy-up-to price. It didn't do so for a long time... because the banks and brokers who made the market in this particular security saw our research and knew it was a good opportunity.

They bid the price up and tried to get our subscribers to pay too much. Some did, I'm sure. But if you were merely patient, then in early January, you were rewarded...

At that time, you could have bought the security for less than our recommended buy-up-to price. Doing so would have enabled you to make a far bigger annualized return than our official track record claims.

And that's what this subscriber is complaining about. I can't make this stuff up.

The real irony (and the sad part) is that this subscriber clearly doesn't understand something...

There's a direct relationship between why these investments are less liquid than stocks – and thus more difficult to buy at a specific price – and why they are such great investments.

If opportunities like these were easy to find and trade, then the returns available would match the other most liquid and popular investments. You rarely find obviously mispriced stocks in the S&P 500.

I don't want to minimize the important differences...

These securities – publicly traded corporate bonds – are very different from stocks. These securities can be difficult to understand. They frequently have 500-page prospectuses, with language that's impossible to decipher unless you're an experienced lawyer.

They also typically have face value price tags of $1,000 per bond. Does that seem like a price that's designed to be friendly to retail investors?

And everything else about this market tries to keep individual investors away, too – like having to call your broker to place a trade, like using extremely long and easy-to-confuse CUSIPs instead of letter-based symbols. You'll never – ever – see CNBC talk about these kinds of opportunities... especially not when they involve secretive private-equity firms.

But is that really a surprise? Why would Wall Street try to explain and sell you investments like these? They're great investments! Wall Street wants to sell you all the risk. They try – like hell – to keep all the returns for themselves.

So... what's more important to you?

Would you rather have the most sophisticated information about investments where you have an incredible advantage and the opportunity to consistently make safe 20%-plus returns? Or would you rather have convenience and take the same risks and get the same returns as everyone else?

If you want to have returns that are better than other investors, you have to make investments that are different than other investors'.

There's no shortcut. So what's it going to be, cupcake?

Most investors have no chance to invest intelligently in corporate bonds...

But if you have a team of analysts and lawyers, you can develop a huge advantage in this market. That's why we spend millions of dollars on our Stansberry's Credit Opportunities team and the data they analyze each month. We analyze 40,000 separate corporate bonds each month. And we assign our own credit rating to between 4,000 and 6,000 individual debentures every month, too.

That's the only way to find the kind of deal I've described here...

You have to look through the entire haystack to find the needle.

Nobody else in the investment-newsletter world does it. To find anything like the kind of analysis we do in this market, you'd have to invest in an expensive hedge fund.

Deals like the kind we recommend are rare. They're hard to find. And they're incredibly valuable. Finding them is hard work – individuals can't do this work and neither can most investment firms.

But we can. And we do.

All you have to do is be willing to turn on your computer once a week. (You really don't need to check prices every day in this market.) You have to be willing to read a few pages each month. You have to be willing to call your broker, in some cases. Some firms do allow you to buy these deals on your computer, some don't. It depends on your broker.

But... if you're willing to lift a finger... these returns are available.

All you've got to do is try. Or alternatively, you could e-mail us to complain.

Up to you.

But only if you subscribe!

I've long argued that most individual investors should never buy stocks at all...

They should only buy corporate bonds.

Corporate bonds provide higher levels of income and can produce (as we've proven) total returns that are better than stocks, on average. More important, corporate bonds provide a way for investors to get a preferred return of capital and important legal protections, too. As a result, they're much less risky than buying stock in the same company.

You can see from our track record that what I'm saying is true.

So, why aren't you reading Stansberry's Credit Opportunities?

(Insert your litany of excuses here, none of which make any sense.)

Sure, it's easy to laugh at the poor guy who is so lazy he won't even turn his computer on once a week in exchange for making more than 30% a year. But you're probably not reading Stansberry's Credit Opportunities, either. So who is the real fool?

Look, if you'd like to make huge returns in guaranteed safe investments that are backed by huge amounts of capital, we'd love for you to read our work.

But you have to turn on your computer. Sorry about that. And you have to subscribe. Click here to sign up for Stansberry's Credit Opportunities right now.

Horse, meet water.

New 52-week highs (as of 5/2/19): Celgene (CELG), Hannon Armstrong Sustainable Infrastructure Capital (HASI), Ingersoll Rand (IR), KLA-Tencor (KLAC), MarketAxess (MKTX), and Wells Fargo – Series W (WFC-PW).

Have you benefited from our work on corporate bonds? We'd love to hear from you. Drop us a line at feedback@stansberryresearch.com.

Regards,

Porter Stansberry
Baltimore, Maryland
May 3, 2019

P.S. For this weekend only, I've even authorized my team to open up the most generous offer we've ever made for Stansberry's Credit Opportunities. Now, what's your excuse? Get started right here.