Millions of Americans May Never Be Able to Retire
This may be your ONE and ONLY chance... Millions of Americans may never be able to retire... 'The most senseless mistake in personal finance'... A big test for the 'Trump Trade'...
This is it...
Your last chance to become a charter subscriber to Stansberry Venture Value ends tonight.
As most Digest readers likely know, Venture Value is our new small-cap service designed to do what many investors believe is impossible: to earn long-term returns of 1,000%-plus – turning every $1 invested into $10 or more – in "plain vanilla" stocks... without taking big risks, using leverage, or trading options.
How? By focusing on safe, high-quality, capital-efficient businesses, the same kind of companies Porter and his team of analysts have recommended for years... only smaller. These companies have a simple and proven advantage over larger firms...
Because they have much smaller capital bases, they're able to grow sales and earnings at much faster rates. Safe returns of 20%, 30%, even 50% per year aren't just possible... they're likely. And returns like these can absolutely transform your retirement... and your life. As Porter himself explained during this month's live event, where he revealed Venture Value for the first time...
This is the one area of the market where we have the best chance of accomplishing something truly phenomenal in terms of returns.
Warren Buffett says he can make 50% a year in this part of the market. Of course, we're not Buffett. I'm not trying to claim that we are, but we're not bad... I have complete confidence in my team, and if you are on the fence in any way, shape, or form about this, here's all I want to tell you:
Five years from now, you're going to be the same person you are today whether you risk $20,000 or $30,000 on these stocks or not. But if you do, and you end up with a quarter of a million dollars, you're going to decide this was the best thing you ever did as an investor. And I'm very confident that those are the kind of results that you're going to see.
If you sign up for a charter membership tonight, you'll not only get LIFETIME access to Stansberry Venture Value... you'll also get LIFETIME access to Dave Lashmet's Stansberry Venture Technology, essentially for FREE.
Again, Stansberry Venture Value officially launched earlier this month. But all three of the tiny companies Porter has recommended to date remain "buys" as of today's close. In other words, you haven't missed anything... yet.
But after today, it will be too late. This charter membership offer will be closed permanently at midnight Eastern time tonight.
We don't know when we'll be able to open membership again, but we can tell you it will be at a much higher price when we do... In the future, a subscription to Stansberry Venture Value will cost upwards of $5,500 per year... and it will not include access to Stansberry Venture Technology.
If you've been considering a membership... if you're interested in earning up to 50% or more in safe, high-quality companies... we urge you to take advantage of this one-time offer tonight. Click here to claim your charter subscription to Stansberry Venture Value now. (This link does not lead to a long promotional video.)
[Editor's note: If you tried to subscribe earlier today, you may have experienced difficulties due to an Amazon server issue affecting the entire East Coast. We're told everything is up and running now, so you should have no further problems.]
A disturbing new report shows America's "retirement crisis" could be even worse than we knew...
According to new research from the U.S. Census Bureau, more than two out of three American workers are saving absolutely nothing in a 401(k) or other retirement account. As Bloomberg reported last week...
Until now, the exact size of the problem has been unclear. Surveys can be unreliable: Small businesses are difficult to assess, and many workers just don't know what plan options they have, especially if employers aren't making much effort to sign them up. Information on a 401(k) may be part of a stack of paper handed out on their first day, that they don't read or understand, and ultimately set aside and never think about again.
Now, U.S. Census Bureau researchers have come up with estimates that rely on tax data, which should be more reliable than surveys. Their conclusion: Only about a third of workers are saving in a 401(k) or similar tax-deferred retirement plan. Also, the gap is far wider than expected between the number of employers offering retirement plans, and the number of workers saving in them.
The report estimates that 79% of American workers have access to a 401(k) or other tax-advantaged account through their employer...
This is far higher than previous estimates. Yet the report found only 32% of these folks have saved even one penny in them.
Of course, regular readers know many Americans have loaded up on record amounts of student loan and auto debt. So it's likely a number of these folks simply can't afford to contribute. Others – like new and part-time employees – may not yet qualify.
But the report suggests many folks don't know their employers offer these plans, or worse, simply don't sign up...
This is particularly troubling when you consider many employers now offer to match a percentage of an employee's contributions. As our colleague Dr. David "Doc" Eifrig likes to say, not taking advantage of your employer's 401(k) match is like skipping out on "free money." As Doc explained in his free Retirement Millionaire Daily e-letter last December...
If there's one financial decision that absolutely every single person needs to make, it's this... Always contribute to your 401(k) to earn the maximum employer contribution. Skipping out on that free money is the most senseless mistake in personal finance...
At my company, I make an instant 50% on the first 6% I save because the company matches. It's the best investment I make every year.
Finally, just a few hours from now – at 9 p.m. Eastern time – President Trump is scheduled to speak to a joint session of Congress...
It's anyone's guess what Trump will say. But the speech is expected to provide the first real details on many of the new administration's plans... including the so-called "big three" many analysts are anticipating: tax reform, regulatory reform, and infrastructure spending.
And what Trump says – or doesn't say – could move markets more than any comment or "tweet" of his to date. As Bloomberg columnist Vincent Cignarella noted this morning (via financial blog Zero Hedge)...
If Donald Trump's speech Tuesday is long on hyperbole and short on details, it may be the end of the dollar's reflation trade...
The president said on Monday his administration cannot do a tax plan without knowing health care costs and he also said he'd spend "big" on infrastructure...
If stimulus plans are predicated on the cost of health care, it could be far off because legislation to amend or repeal Obamacare could prove long and arduous. Trump's speech could cement that timeline. If increased spending doesn't occur until next year, it will give the [Federal Reserve] more room to postpone until June.
A delay in fiscal stimulus and a patient Fed are two strong reasons to see the Trump reflation trade end because they would cause inflation expectations to slide, culminating in a lower dollar.
In other words, the "Trump Trade" rally in stocks and the U.S. dollar have largely been driven by expectations that Trump's plan would stimulate growth and inflation. But so far, Trump has delivered few details on how these plans will actually work.
If tonight's details fall short of the market's expectations – or if he simply continues to avoid discussing details altogether – the Trump Trade could falter... and volatility could return.
To be clear, we aren't turning bearish today... But stocks have soared since November's election, and we haven't seen a pullback of more than 5% in over a year. A correction is overdue. Stay long, but keep an eye on your trailing stops.
New 52-week highs (as of 2/27/17): American Express (AXP), Boeing (BA), Berkshire Hathaway (BRK-B), CBRE Group (CBG), C.H. Robinson Worldwide (CHRW), iShares Select Dividend Fund (DVY), Facebook (FB), Cedar Fair (FUN), Huntington Ingalls Industries (HII), PureFunds ISE Mobile Payments Fund (IPAY), JD.com (JD), Altria (MO), Monsanto (MON), AllianzGI Equity & Convertible Income Fund (NIE), Prestige Brands (PBH), PowerShares High Yield Equity Dividend Achievers Fund (PEY), and PNC Financial Warrants (PNC-WT).
In today's mailbag, more kudos for Stansberry's Credit Opportunities, our distressed bond service. What's on your mind? Let us know at feedback@stansberryresearch.com.
"Hi Porter, I'm very happy with my NRP results from Stansberry's Credit Opportunities. I sold the bond today for $1022.10. I sold the stock on the 17th for $40.90. My cost basis for the total investment was $3958. Sale proceeds were $8608. The combined position resulted in a profit of $4650, a 117% return in 392 days (less than 13 months). I made the most on the stock portion – 265% - and a really good profit of 92% - cap gains plus interest - on a "boring bond."
"I'm a fan of distressed bond investing the way you do it. In comparison, during the same time period, I bought a 3.35% COP bond maturing in 2024 for about a 14% discount to par. I sold it today for more than par for a total gain – interest income plus cap gains – of almost 21%, over just 13 months. That's a good return for a bond but I know we can do better with the right opportunities in Stansberry's Credit Opportunities. I'm impatiently waiting for bond prices of less than $90! I'll likely never buy a bond above $95 ever again." – Paid-up subscriber Mark P.
"Dear Porter, I have proffered some disgruntled views in the past about your advisory due to the difficulty establishing positions in your recommendations, but believe in giving credit wherever it is due. I followed your advice and sold my NRP bonds which I purchased for 62 at 101.7. This, added to the 150% gain I have on NRP, made for some satisfying results. Kudos on your excellent guidance!" – Paid-up subscriber Michael K.
Regards,
Justin Brill
Baltimore, Maryland
February 28, 2017