Thanks to the magic of AI, it only takes a few minutes to create or edit a picture however you want...
Here at Stansberry Research, we have in-house teams for many of our business needs... We have our own Baltimore-based customer service, accounting, legal services, IT, and marketing.
Many companies would outsource some of this work to cut costs. But we don't want to compromise on quality. We hire the best people and put them on the payroll.
This also means our business spends a lot on tools and applications that each different department requires.
I've been fortunate to have a co-worker named Erica chat my ear off for the past eight years. She's a graphic designer for Stansberry Research. And she's one of the best in the industry.
Erica creates a lot of the images we use in our company's video presentations. And a few months back, we needed an image of Treasury Secretary Scott Bessent. Trouble is, most photos of Bessent are protected by the photographer's copyright.
We didn't want to pay a steep licensing fee... or send out our own photographer to track Bessent down.
That limited Erica's choices for a photo.
Now, she is allowed to use government-created photos. They're owned by the public. Here's Bessent's official government photo...
Trouble was, our video producers didn't want the distracting flags in the background. They had to go.
It's nothing new for designers to remove an image's background. But it can be time-consuming. Erica told us that earlier in her career, it would have taken her up to 25 minutes to get this image just right.
Not anymore. With a couple of clicks, the background was gone.
But let's say the video team didn't want a vertical portrait shot. What if they needed a wider landscape-orientation photo?
Erica tapped on her keyboard for a couple seconds. And voila... here's what was now on her screen...
Note that this photo includes Bessent's shoulder, which was partly cropped out of the earlier shot.
Erica made all these changes with AI. And while you've probably seen completely AI-generated images, or even played with some tools yourself, this is the sort of everyday, unglamorous use that's just helping Erica be more efficient at work.
According to Erica, "As a designer, I feel like this has opened up possibilities for me that I would have not thought of before AI." It also "saves so much time."
This comes with concerns, too... Will AI become so good that it replaces human graphic designers?
Another one of our designers, Katie, doesn't think so quite yet...
Katie remembers asking AI to replace a man wearing a white T-shirt with a suit. Here's what it spat back at her...
Many businesses and designers are asking themselves if AI is ready to replace humans. But we believe AI will enhance professional graphic designers, not replace them.
Designers like Erica and Katie who can work alongside AI by implementing prompting tools, refining outputs, and applying critical judgment will likely be in higher demand in the years to come.
This is just one example of how AI is changing different jobs and industries...
I've written before that AI advancements have transformed health care diagnostics. AI can sift through millions of data points in a way humans never could. And it's revolutionizing how diseases are detected, diagnosed, and treated.
This technology has and will continue to transform parts of society and human life. But that doesn't mean every AI investment is worth your money...
According to my friend and colleague Marc Chaikin, folks are about to be shocked by how many popular AI and "breakthrough" stocks fail to live up to expectations. These names have been flying high on hype and are due for a crash.
At the same time, a small, overlooked group is poised to deliver massive earnings surprises. As Marc revealed in a special presentation on Tuesday:
Beginning February 24 – just days from now – we'll see a turning point on an even greater scale, which will determine which stocks still have real potential to double or triple from here... and which are due for a sell-off that could wipe out years' worth of gains.
Marc accurately called the crashes in 2020, 2022, and 2025. Now he says this could be the biggest move in the AI sector in years. And he's urging folks to position their money before then.
In his presentation, he revealed all the details – including which AI stocks are worth investing in... and which will be victims of the upcoming colossal "divide" in the sector.
If you missed it, don't worry. You can watch a replay right here.
Now, let's get to this week's Q&A... And as always, keep sending your comments, questions, and topic suggestions to feedback@healthandwealthbulletin.com. My team and I read every e-mail.
Black Tea Versus Green Tea
Q: Doc, is green tea really that much better than regular tea? I'm not a big fan and I'm wondering if the health benefits are the same or if I really should bother switching. Thanks for all you do. – C.P.
A: By "regular" tea, C.P., we assume you mean black tea, as it's the default choice in Western countries.
Black tea has three primary beneficial nutrients: catechins, theaflavins, and thearubigins.
- Catechins help protect your body from harmful inflammation.
- Theaflavins help the body manage blood sugar and body fat.
- Thearubigins are anti-inflammatory and help with bone formation.
These are all great benefits, so there's no need for you to give up on drinking black tea.
But if you want even greater benefits, you'll want to add green tea to your routine as well. It brings higher levels of antioxidants as well as more catechins.
Green tea is also known for keeping your brain healthy. Consider the following study published last August in the Journal of Nutrition, Health and Aging...
In it, researchers followed 13,660 Japanese adults aged 40 to 74 for 12 years. The team found that for every extra 5 ounces of green tea participants consumed per day, dementia risk fell an average of 4.8%. And folks who drank at least 12.5 ounces daily slashed their dementia risk by 25% versus participants who had little to no green tea.
If you want to make the switch to green tea but perhaps don't enjoy the taste, start with a 25 to75 mix of green and black tea. You can increase the percentage of green tea over a few weeks.
You can also try "cold brewing" your green tea for 40 minutes in warm water around 86 degrees Fahrenheit. Some folks find it easier to drink this way than brewing it quickly in boiling water.
Plus, studies have found that cold-brewed green tea has comparable – or even higher – antioxidant activity versus tea brewed at hotter temperatures.
So next time you're in the mood for a cup of black tea, consider adding some green to the mix for the extra health benefits.
What We're Reading...
- Did you miss it? Don't count software out just yet.
- Something different: Amazon just beat Walmart in revenue for the first time.
Here's to our health, wealth, and a great retirement,
Dr. David Eifrig and the Health & Wealth Bulletin Research Team
February 20, 2026