It's official... Technology has won me over.
I'm releasing my first-ever "stock system" next week.
Most readers know I'm an old-school investor. I've been in the game a long time...
When I first started investing in college, getting a copy of an annual report was tricky. You had to hope your local library carried a couple of reports from the biggest companies. And if you were searching for a smaller company's annual report, you were usually out of luck.
Shareholders could request one through the mail, and the postman would bring it to your door. But you'd have to wait a few weeks until it was delivered.
I treated a company's annual report like gold. And early in my investing days, I'd go to a broker's office to peruse single-sheet newsprint on each company from the Value Line newsletter.
In the pre-Internet days, that was the main source of information for publicly traded stocks. Each page was crammed with years of data plus the latest quarterly financials and analytics.
Today, I need reading glasses to see the material that was stuffed on these sheets...
Just by reading Value Line or an annual report, you'd have a huge leg up on other investors. You'd know how the company performed over the past year, what challenges it faced, and management's outlook for the future. That was enough to give you an edge.
Wall Street research divisions even used to send folks down to the U.S. Securities and Exchange Commission ("SEC") in Washington, D.C. to photocopy the latest filings as soon as they came in and send a messenger back to headquarters to get a head start on the competition.
That has all changed now. Today, we live in the information age, where you need much more than an annual report to keep up with other investors.
See, anyone can get thousands of pages of company documents within seconds nowadays. That means you can read all sorts of financial reports filed with the SEC, not just annual reports.
And with AI, the investing game has changed even more. There are now funds that only use AI algorithms to select and trade stocks.
After all this time, throughout all these changes in technology, I've relied on deep, fundamental research for picking stocks to buy.
I still do. And I still believe the best investment decisions are built on careful research, not speculation.
But I also believe you have to adapt to the times...
That's why, next week, I'm releasing a stock system for my subscribers.
To be clear, I'm still a fundamental investor. I care about cash flows and consistent dividend payments. That's not going to change. I would never let an algorithm pick stocks for me without diving deep into the income statements.
But my new system will tell you when you should buy a certain stock, fund, or sector you like... or when you should sell them. It's all about timing.
I'll give you an example...
On April 10, I told my Retirement Trader subscribers that they should buy the technology sector.
My system had alerted me that tech had just moved into what I call the "bullish zone." And sure enough – following that signal – the tech sector shot up 39% in just under two months.
Now, I'm not so optimistic on tech. It has moved into the "bearish zone" in my system.
Sure, sexy tech stocks are dominating the headlines today. But folks need to be careful about buying them, because my system shows that they're going to underperform over the next few months.
Unlike market headlines, which are fueled by speculation and hype, my stock system has real technology and data behind it...
In fact, it uses the same algorithm that powers the system Elon Musk uses to predict the path of 10,600 Starlink satellites at once. It's incredibly powerful.
My team and I have been working on this for a long time... And it's now ready to help my subscribers make money in just about any market environment.
I'll be covering all the details of my new system in a free webinar on July 15. I'll explain how it works and how it can spot cyclical bull and bear phases to maximize your gains.
Plus, for a limited time, you can access my system and try it for yourself – for free. That means you can type in the ticker of any of the 5,000 stocks and funds in my system... and get an instant prediction for where it could be headed next.
What We're Reading...
- Something different: Microsoft (MSFT) cuts 4,800 jobs, as Xbox unit downsizes and plans to spin off four gaming studios.
Here's to our health, wealth, and a great retirement,
Dr. David Eifrig and the Health & Wealth Bulletin Research Team
July 9, 2026