Punxsutawney Phil made his prediction for six more weeks of winter yesterday. But we didn't need a groundhog to tell us that winter is sticking around...

Here in Baltimore, the deep freeze isn't letting up just yet. Last week, a good part of the East Coast was buried under a foot of snow and ice (or more). Our office was mostly empty last week as folks spent days digging out during near-zero temperatures. And the cold, snowy weather doesn't look like it will end anytime soon.

It's the kind of weather that makes you want to curl up and hunker down in your warm, cozy home.

However, for many of us, life – and our daily commute – won't stop for a temperature drop. Sure, driving to work and navigating rush-hour traffic can be a chore on a normal day. But when roads are icy and visibility is low, it becomes a serious risk.

According to the U.S. Census Bureau, the average American spends nearly an hour a day commuting to and from work. Most of us drive about 32 miles total, commuting to and from the office.

A few years ago, hundreds of drivers were stranded on Interstate 95 in Virginia when snow caused traffic to completely halt. Some folks were stuck in their cars for more than 24 hours.

It sounds extreme, but I bet those drivers didn't expect to be spending a night in their car when they left for work that Monday.

So, if you need to be on the roadways when there's bad weather in the forecast – follow these eight tips to keep yourself safe...

1. Clean your roof and lights. Lots of drivers might clear their windshield... but might leave a thick, mattress-sized chunk of ice on their roof. So before you even start up your car engine, grab your snow brush or push broom to clear off the entire vehicle.

When you hit highway speeds, that snow and ice flies off and can blind the driver behind you. Or if you slam on the brakes, that slab can slide forward and cover your own windshield. So as a courtesy to other drivers and to yourself, make sure the roof is completely clean before moving on to your lights...

According to a 2018 study from AAA, the average 11-year-old vehicle's headlights generate just about 20% of the illumination as new headlights. That leads to a lot of dangerous situations, particularly in bad weather that reduces visibility.

If the headlight lenses are clear but the lights seem dim, you probably just need to replace the bulbs. Otherwise, foggy headlights can be remedied with a headlight restoration kit. Years ago, I had my assistant test out a few products, and the best results for cleaning the headlights on my then-14-year-old Hyundai came from toothpaste.

All you need is plain toothpaste (not the gel kind) or some baking soda mixed with water to form a paste, some soft cloths or microfiber towels, and some water. Clean off any visible grime from the lens first, and then rub it dry. Apply a thick layer of toothpaste or baking-soda paste. Then gently scrub the headlight using a damp cloth with toothpaste and wipe it off with water. This method should remove about 75% of the grime.

But if your headlights have a lot of tough grime on them, our senior editor recommends the Cerakote kit. She told me she tried several kits and found this one worked best. She gave everyone in her family a kit for Christmas.

Once you've got spick-and-span headlights, don't forget to check your car's other lights and make sure they're working. That includes your turn signals, brake lights, hazard lights, and interior lights.

2. Keep your tires full. Air contracts in the cold. This means your tire pressure becomes reduced... along with traction. That means taking longer for your car to stop, as well as slipping and sliding on icy roads. That's your car hydroplaning, which means your tire is surfing on a layer of water instead of gripping and rolling over the pavement.

Lots of gas stations offer free air-refilling stations with built-in pressure gauges. But if you want to fill your tires wherever you are, buy your own pump...

My team recommends the EPAuto portable air compressor pump. The device plugs right into your car's 12-volt outlet and only takes a few minutes to fill your tires to the right pressure.

Live in a particularly icy or snowy climate? Consider chains for your tires as well.

3. Check your fluids and wipers. Along with making sure your tires are full, take a peek and make sure you've got enough wiper fluid and coolant. You may want to consider using some de-icer wiper fluid.

On that note, make sure your wipers are in good working condition and that the blades aren't worn. If you need a replacement, we suggest brands like Rain-X and Bosch. Buying them at stores like Advance Auto Parts and AutoZone includes free installation.

4. Check your car battery and connectors. Car batteries more than three years old are more likely to die in the cold. You can pick up a battery tester to check them. Also, make sure you have jumper cables in your vehicle.

5. Check your exhaust pipe. If snow or ice clogs your car's exhaust pipe, you risk filling the inside of your car with deadly carbon monoxide. Check and clear it often.

6. Throw an old blanket or sleeping bag in your trunk. Even better, keep an old pair of gloves in there, too. You know I like to prepare for the worst... Having a blanket and gloves with you in case you get stranded can make a big difference in your safety.

You can also consider getting an "emergency" thermal blanket – you know, the big, Mylar, silver metallic ones that'll make you look like a giant baked potato. The foil coating traps and reflects your radiated body heat back to you, preventing hypothermia.

7. Stock your emergency kit. In addition to the blanket, be sure to have the following:

  • Ice scraper
  • Mini shovel
  • Jumper cables or a portable jump starter
  • Water and non-perishable snacks (like granola bars and trail mix)
  • First-aid kit
  • Hand warmers
  • Flashlight with extra batteries (or a hand-crank flashlight)
  • Cat litter or sand for traction (the litter absorbs moisture)
  • Rock salt (to melt ice)
  • Cellphone charger
  • Flares

Don't forget about potential passengers, too. Pack an extra blanket, food, and water for each person (or pet) you usually travel with.

8. Drive safely. This should be a no-brainer, but in winter weather, don't use cruise control. You want to be able to react quickly to changes in road conditions. Similarly, it takes longer to stop on wet, snowy, and icy roads. Give yourself time and space to brake safely.

According to Les Schwab Tire Centers, if you're driving at 35 mph, you need to double your braking distance for wet roads, triple it for packed snow, and multiply it by 10 for icy roads. So, if it takes you about 75 feet to stop on a dry road, you need 750 feet in ice – that's about 50 car lengths.

As you're steering, braking, or accelerating, don't do so jerkily. According to Car and Driver magazine, it might help to drive imagining that you're resting a cup of hot coffee between your thighs.

If you do start to skid, whatever you do, don't slam on the brakes. Doing so will cause you to lose whatever bit of traction you might have had. Stay calm and gently turn the wheel in the direction you had intended to go, while easing off the accelerator.

Share your most handy winter-driving tips with us at feedback@healthandwealthbulletin.com. For even more tips on preventing disaster and protecting your health (and wealth) from whatever life throws at you, why not take my flagship newsletter Retirement Millionaire for a test drive?

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Here's to our health, wealth, and a great retirement,

Dr. David Eifrig and the Health & Wealth Bulletin Research Team
February 3, 2026

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About the Editor
Dr. David "Doc" Eifrig
Dr. David "Doc" Eifrig
Editor

Dr. David "Doc" Eifrig has one of the most remarkable resumes of anyone we know in the finance industry. After receiving his Bachelor of Arts degree from Carleton College in Minnesota, he went on to earn a Master of Business Administration degree

from Northwestern University's Kellogg School of Management. There, he graduated on the Dean's List with a double major in finance and international business.

Doc then went to work as an elite derivatives trader at the Goldman Sachs investment bank. He spent a decade on Wall Street with several major institutions, including Chase Manhattan Bank and Yamaichi Securities (then known as the "Goldman Sachs of Japan").

That's when Doc's career took an unconventional turn. Sick of the greed and hypocrisy on Wall Street, he quit his Senior Vice President position to become a doctor. He graduated from Columbia University's postbaccalaureate premedical program and eventually earned his Medical Doctor degree with clinical honors from the University of North Carolina at Chapel Hill. While in medical school, he was elected president of his class and admitted to the Order of the Golden Fleece – the highest honor awarded at the university.

Doc also completed a research fellowship in molecular genetics at Duke University and became a board-eligible eye surgeon. Along the way, he has been published in scientific journals and helped start a small biotechnology company, Mirus Bio, which was sold to Roche for $125 million in 2008.

However, frustrated by Big Medicine's many conflicts, Doc began to look for ways to talk directly with individuals. He wanted to use his background to show them how to take control of their health and wealth. In 2008, Doc joined Stansberry Research and launched his publication, Retirement Millionaire. He has gone on to launch Retirement Trader, which uses options to help people construct safe, reliable income streams. Doc's Income Intelligence seeks out income-producing investments to maximize returns. Prosperity Investor helps investors unlock massive potential gains in health care investing. Every Monday through Friday, Doc shares his views on the latest in the financial and health industries – and tips on how to improve your own life – in Health & Wealth Bulletin.

Doc has also authored five books with four-star ratings (or better) on Amazon. In his spare time, he has run three marathons and several triathlons. He owns and produces his own wine (Eifrig Cellars) in northern Sonoma County, California. Doc is also the CEO of MarketWise, Stansberry Research's parent company.

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