It was supposed to be the collapse of the modern world as we knew it...

In the years and months leading up to the turn of the millennium, lots of folks thought computer systems across the globe would crash, leaving much of the world in shambles.

You see, many programs only allowed a two-digit year format to use less computer memory (for example, "99" instead of "1999"). Folks weren't sure how those systems would react when the year changed from "99" to "00."

Many predicted that banking systems would collapse... government systems would malfunction... and we'd face large-scale blackouts and infrastructure damage.

This widespread panic became known as Y2K, short for the "Year 2000."

As you know, computers survived the new year with only scattered glitches – either because programmers managed to save the day... or because the fears were overblown from the start.

It's nothing new for people to get scared about major technological shifts. Panics happened before Y2K... And as we'll explain in a bit, they're happening again right now.

First, consider the Industrial Revolution. In the 18th century, machine manufacturing meant we could mass-produce products and ship them around the world faster than had ever been possible.

This new industrial complex led to fears that workers would be laid off in droves and replaced. Panicked craftsmen organized protests and revolts, destroying machines and burning factories.

But humans weren't replaced by machines. Automation created entirely new industries with jobs for skilled workers. Now we rely on the convenience of buying quickly manufactured products and having them delivered to our doorsteps in a matter of days.

Eventually we saw a positive outcome. But that doesn't erase the initial panic.

Today, we're seeing a similar situation with artificial intelligence ("AI")...

The AI boom began after OpenAI launched ChatGPT in November 2022. Since then, this technology has been a major boon for AI-related tech companies. Stocks of Nvidia (NVDA), Microsoft (MSFT), Alphabet (GOOGL), and Amazon (AMZN) have all enjoyed huge gains over the past few years.

AI is already changing the way we find information, interview for jobs, and treat illnesses. Like in other periods of history, many folks are worried... this time about issues like job losses and rising electricity bills due to AI.

But fewer have spotted another looming problem...

It's called the "dark chip" crisis, which involves a structural flaw inherent to the AI build-out itself. And it could put serious pressure on many of today's biggest tech stocks.

Fortunately for you, what could be a problem for them is creating an opportunity for investors...

There's a new AI company built specifically to address this crisis... and it's about to go public. This could mark the beginning of a new phase in the AI story.

The key is to get positioned before the rest of the market fully understands what's happening.

Just like we've seen in history, panic is inevitable. But folks have a chance to capitalize on this uncertainty before it all blows over.

Next week, two experts will go on camera to reveal this major flaw in the AI industry and how investors can use it to their advantage.

Reserve your spot for the "Dark AI Summit" here.

Now, let's get to this week's Q&A... And as always, keep sending your comments, questions, and topic suggestions to feedback@healthandwealthbulletin.com. My team and I read every e-mail.

What to Do About Nighttime Leg Cramps

Q: Thanks very much for the article [That 'Charley Horse' Is Something More Sinister]. But that brings up one question for me: I don't get pain from walking and moving but do have muscle cramps, often at night. When I am out for a walk or on the treadmill, all my leg muscles seem good to keep going. I am 75 and have a varied diet long on meat and potatoes. Vegetables are often included. What should I add or change? – G.H.

A: Thanks for your question, G.H.

In our article, we discussed one cause of muscle cramps: peripheral artery disease ("PAD"). But while PAD can cause nighttime cramps like you described, most folks with PAD will also experience them when exercising.

Especially among older folks, another common cause of nighttime leg cramps is dietary... such as dehydration or insufficient calcium or magnesium. Certain medications, like diuretics, can also cause leg cramps.

So first, make sure you're getting enough water. You can read what we recommend to help you stay hydrated here.

Next, make sure you're eating the right foods. Besides milk and cheese, almonds, orange juice, and sardines are all good sources of calcium. And magnesium is found in legumes, nuts, and leafy greens.

If you're already drinking enough and eating all these foods, it might be time to see your doctor in case there's something more serious going on – such as PAD. Muscle cramps are also a common symptom of Parkinson's disease.

Finally, if you experience a cramp in the middle of the night, take a few minutes to stretch. It also helps to prevent cramps if you stretch regularly throughout the day. You can find some stretches to get you started here.

What We're Reading...

Here's to our health, wealth, and a great retirement,

Dr. David Eifrig and the Health & Wealth Bulletin Research Team
April 24, 2026

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Here at Health & Wealth Bulletin, our manifesto is to provide a guide for living well – at a good price and on your own terms.

We've told folks the secret to life-changing income in retirement, the exit plan that every investor needs, and the key to beating the market. And our team has been on the leading edge of reporting new discoveries like immunotherapy, the dangers of BPA, the truth about cholesterol, and more.

You see, huge corporate interests and corrupt government institutions would rather people didn't know about many of these concepts... The more ignorant the people are, the better for the government and corporate interests. This keeps folks dependent... and the "nanny state" alive. That's why we spend our days uncovering the truth and sharing it with readers.

Health & Wealth Bulletin is your free guidebook to intriguing health and wealth ideas. It's all about living the best life possible.

About the Editor
Dr. David "Doc" Eifrig
Dr. David "Doc" Eifrig
Editor

Dr. David "Doc" Eifrig has one of the most remarkable resumes of anyone we know in the finance industry. After receiving his Bachelor of Arts degree from Carleton College in Minnesota, he went on to earn a Master of Business Administration degree

from Northwestern University's Kellogg School of Management. There, he graduated on the Dean's List with a double major in finance and international business.

Doc then went to work as an elite derivatives trader at the Goldman Sachs investment bank. He spent a decade on Wall Street with several major institutions, including Chase Manhattan Bank and Yamaichi Securities (then known as the "Goldman Sachs of Japan").

That's when Doc's career took an unconventional turn. Sick of the greed and hypocrisy on Wall Street, he quit his Senior Vice President position to become a doctor. He graduated from Columbia University's postbaccalaureate premedical program and eventually earned his Medical Doctor degree with clinical honors from the University of North Carolina at Chapel Hill. While in medical school, he was elected president of his class and admitted to the Order of the Golden Fleece – the highest honor awarded at the university.

Doc also completed a research fellowship in molecular genetics at Duke University and became a board-eligible eye surgeon. Along the way, he has been published in scientific journals and helped start a small biotechnology company, Mirus Bio, which was sold to Roche for $125 million in 2008.

However, frustrated by Big Medicine's many conflicts, Doc began to look for ways to talk directly with individuals. He wanted to use his background to show them how to take control of their health and wealth. In 2008, Doc joined Stansberry Research and launched his publication, Retirement Millionaire. He has gone on to launch Retirement Trader, which uses options to help people construct safe, reliable income streams. Doc's Income Intelligence seeks out income-producing investments to maximize returns. Prosperity Investor helps investors unlock massive potential gains in health care investing. Every Monday through Friday, Doc shares his views on the latest in the financial and health industries – and tips on how to improve your own life – in Health & Wealth Bulletin.

Doc has also authored five books with four-star ratings (or better) on Amazon. In his spare time, he has run three marathons and several triathlons. He owns and produces his own wine (Eifrig Cellars) in northern Sonoma County, California. Doc is also the CEO of MarketWise, Stansberry Research's parent company.

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