This Trump-Backed Order Could Change Crypto Forever
Why bitcoin will hit $1 million... Factors are converging... When digital assets become more valuable than your house... What the Trump administration has done for crypto lately... We're in a 'blockchain rally'...
Editor's note: Today, we're sharing a guest essay from Crypto Capital editor Eric Wade... including a timely alert about what he says could be the biggest trading opportunity of his career.
The mainstream media is focusing its attention on things like tariffs, interest rates, and Federal Reserve policy. But Eric – one of the world's preeminent cryptocurrency experts (with a Hall of Fame track record to prove it) – has had his eyes on a story he says is bigger than anything else...
It's a $2 trillion financial maneuver that he says could stun the market as soon as next week. And tomorrow morning, at 10 a.m. Eastern time, he'll go live to share more about it. (You can click here to register for Eric's free presentation.)
Today's essay is adapted from the June issue of Crypto Capital, along with Eric's brand-new commentary on fast-moving developments in cryptos. In it, Eric shares an example of another overlooked story and opportunity to profit that he has recently recommended to his paid subscribers...
I (Eric Wade) believe bitcoin will hit $1 million during our lifetimes...
That might sound extreme, but I've said it publicly before... Just consider, bitcoin (BTC) has gone from being worth around $3,000 in 2018 to more than $100,000 today. That's a more than 3,000% increase in just seven years.
For comparison, stocks like Amazon (AMZN) and Meta Platforms (META) have returned just 267% and 293%, respectively, during that time frame (as of June).
Bitcoin and the overall crypto market have seen massive growth thanks to advances like decentralized exchanges, smart-contract-based decentralized applications that offer trustless lending and cash-flow opportunities, new innovations like non-fungible tokens ("NFTs"), and many other cutting-edge technologies built across decentralized finance ("DeFi").
That's why we're seeing companies around the world start to use the token. As I reported to Crypto Capital subscribers, burger joint Steak 'n Shake is even having success using bitcoin as a payment network.
We've also seen bitcoin exchange-traded funds ("ETFs") launch. These ETFs are bringing massive amounts of money into the crypto space, with more than $10 billion in trading volume in their first three days. You see, traditional investors are now able to invest without having to actually hold bitcoin and have the comfort of knowing that it's regulated.
Meanwhile, two of the world's most disruptive technologies are joining forces...
I'm talking about blockchain (the network powering cryptocurrencies) and artificial intelligence ("AI"). We're seeing more and more users, companies, and governments integrate both crypto and AI to help run their systems, process transactions, store records, and plan major decisions.
Finally, the U.S. now has its first pro-crypto administration...
On March 6, President Donald Trump signed an executive order to launch a strategic national reserve made up of government-owned bitcoin. And Trump's pick for the chairman of the Securities and Exchange Commission, Paul Atkins, has said that crypto regulation will be a top priority for him. These are only the first steps toward Trump's goal of making the U.S. the "crypto capital of the world."
That's why bitcoin and the overall crypto market could soar in the years ahead – especially with economies starting to struggle around the world and geopolitical tensions rising. Like gold, bitcoin represents a "safe haven" from the turmoil.
But you don't just have to take our word for it...
ARK Investment Management CEO and Chief Investment Officer Cathie Wood estimates that bitcoin could be worth anywhere between $300,000 and $1.5 million by 2030.
A group of 25 crypto experts agrees, expecting bitcoin to reach $452,000 by 2030... and $833,000 by 2035.
But Standard Chartered's Head of Digital Assets Research Geoff Kendrick estimates bitcoin could be valued at $300,000 by the end of next year. And Strategy Executive Chairman Michael Saylor expects to see bitcoin reach $13 million by 2045.
Obviously, all of these estimates differ significantly from one another. But they all predict bitcoin will rise dramatically in the next few years.
That's why I want to help as many people as possible buy bitcoin before it soars...
Bitcoin has already outperformed any other investment during its lifespan – so much so that it's almost impossible to calculate bitcoin's compound annual growth rate ("CAGR") since inception in 2009... The number is just too big.
And now, one crypto project is making it easier and more cost-effective to buy bitcoin – with mortgages.
The same way most of us have used home mortgages to build wealth and hedge against declining purchasing power, bitcoin mortgages allow investors to buy bitcoin with future (possibly deflated) dollars.
Just like easily available mortgages rapidly increased the number of homebuyers, I expect crypto mortgages to increase the number of crypto buyers.
In 1934, the U.S. government changed the way Americans buy houses...
Prior to the 1930s, mortgage loans were largely private affairs, devoid of federal oversight or insurance. The terms of these early loans were exceedingly stringent. Borrowers were typically required to make substantial upfront payments, often as high as 50% of the home's purchase price. And the remaining balance was typically due within a very short span, usually five to 10 years.
A common structure involved borrowers making interest-only payments for the loan term, culminating in a large lump-sum "balloon payment" of the remaining principal balance at the end. Loans often featured interest rates that could fluctuate, and loan amounts were frequently restricted to 50% of the home's market value.
The 1934 National Housing Act changed all that by paving the way for the government to create the Federal National Mortgage Association ("FNMA") in 1938.
FNMA buys and holds loans that meet its strict criteria. So once a home is purchased using a mortgage that conforms to FNMA criteria, the mortgage holder can sell the mortgage to FNMA. FNMA will hold the mortgage and wait as long as 30 years for the payoff.
Selling the "paper" to FNMA means banks and savings and loan firms that issue mortgages can immediately receive their funds and go back into the community and lend again.
After FNMA's launch, down payments could be as low as 3.5% of the value of the loan. Loans were amortized and lasted 15 to 30 years. Interest rates were fixed.
More people than ever before could get a mortgage. Homeownership went from less than 50% before 1934 to nearly 70% by the late 1960s.
For many Americans, their home is their most valuable asset. The National Association of Realtors says the value of most Americans' homes exceeds the rest of their financial assets by 10 times.
But in today's world, we're often seeing digital asset ownership that could surpass the value of our homes...
That's why many people see digital assets like bitcoin, which has grown from virtually free in 2009 to worth more than $100,000 today, as a way to build wealth. Unlike the dollar or other fiat currencies, bitcoin was designed to have a capped supply (of 21 million coins, which is estimated to be reached around the year 2140).
But like homes before the proliferation of mortgages, most crypto purchases required cash up front – until now.
As I've shared with Crypto Capital subscribers, we've uncovered a platform that lets investors, traders, speculators, and even long-term holders buy bitcoin (and one day, other cryptos) with up to a 30-year mortgage and as little as a 2% down payment.
Today, virtually nobody thinks of buying bitcoin with a 30-year loan. But in time, when bitcoin is held in national and corporate Treasury securities, investors who want to own bitcoin could increasingly turn to these loans.
How big can this be?...
Home mortgages created trillions of dollars of wealth. I believe digital-asset mortgages will do something similar as buyers lock in lower bitcoin prices as the asset continues to hit new all-time highs.
Just consider... the total housing market in the U.S. is worth around $50 trillion. Americans owe nearly $13 trillion on 85.1 million total home mortgages, with $1.69 trillion of that originating in 2024 alone.
Bitcoin is currently worth more than $2 trillion, while the current bitcoin mortgage industry is only worth $427,000. So there's a lot of room to grow.
Now, I know this comparison isn't direct. People live in homes, so they provide more value than just an appreciating asset. But with digital asset ownership growing every year, bitcoin mortgages could appeal to investors.
And just like with a home mortgage, you might own the bitcoin, but you're not free and clear until you've made your last payment. But just like owning a house with a mortgage, all the upside is yours.
This concept might sound far afield, but we've never been closer to seeing it...
What the Trump administration has done for crypto lately...
Last month, Congress passed the GENIUS Act, a landmark law establishing a regulatory framework for dollar-pegged stablecoins, requiring issuers to hold 1-to-1 reserves in liquid assets like U.S. dollars or Treasury bills and disclose reserve compositions monthly.
This legislation, signed by President Trump, aims to legitimize stablecoins as a mainstream payment mechanism. This government backing will help consumers and retailers trust stablecoins. Since they have lower fees and fewer complex processes than traditional banking, stablecoins could parallel the mortgage industry's post-1938 expansion, where FNMA's backing enabled broader homeownership.
The GENIUS Act's clarity is attracting new investors, particularly in underbanked regions. This positions stablecoins as a tool for financial inclusion while reinforcing the U.S. dollar's global dominance.
Stablecoins like Tether (USDT) and USD Coin (USDC), with a combined market cap exceeding $200 billion, are attracting a new wave of investors to the crypto market by offering stability amid the volatility of assets like bitcoin.
These digital tokens, pegged to fiat currencies, provide a low-risk entry point for retail investors hesitant to navigate crypto's price swings... much the way low-down-payment mortgages opened homeownership to millions.
But something else exciting is happening... Crypto holdings may soon also help you buy a house.
In June, the director of the Federal Housing Finance Agency ordered Fannie Mae and Freddie Mac to develop proposals to consider crypto holdings as assets in mortgage originations. In other words, cryptos could become an officially recognized piece of folks' net worth by the organizations backing most of America's residential mortgages.
In coming years, is it too outlandish to think that mortgages backed by cryptos such as bitcoin might find their way onto investors' balance sheets?
It may not feel like it, but we're in a blockchain rally...
Bitcoin surged past $70,000 when Trump was elected to $123,000 last month. But beyond that big crypto leader, the entire blockchain universe is on the rise. Total crypto market capitalization, including other big names like Ethereum (ETH), is up more than 30% year over year.
Blockchain's decentralized ledger technology enables secure, transparent, and instantaneous transaction processing, which could revolutionize mortgage origination and servicing.
We're at an exciting convergence... Real-world assets such as real estate, private credit, and even Treasurys are seeing their ownership and value moved onto blockchain. And at the same time, entrepreneurs are creating ways to buy digital assets via payments just like you'd use a mortgage to buy a house or a loan to buy a car.
By "tokenizing" real estate assets, blockchain platforms allow fractional ownership and streamline title transfers, reducing costs and intermediaries. This rally, fueled by growing institutional interest and retail investor enthusiasm, mirrors the transformative impact of the 1934 National Housing Act, which democratized homeownership.
As blockchain adoption accelerates, we could see mortgage markets become more accessible, with smart contracts automating loan agreements and reducing default risks.
And conversely, by mortgaging digital assets, more people could buy low-inflation blue-chip cryptos like bitcoin and pay them off with dollars that are continuously losing value.
Putting all these factors together, you can see that the current blockchain rally isn't a blip or a bubble. It's the start of a financial revolution that will drive the values of bitcoin and many other cryptocurrencies.
Editor's note: As we mentioned above, Eric says that as soon as next week, Trump's Treasury could stun the market and unveil a $2 trillion financial maneuver... designed to rescue America's debt markets.
Back in May, Eric attended an elite financial conclave with the likes of the Trump family, JD Vance, and other billionaires and White House insiders. On the agenda? A radical plan to reboot America's financial system.
Insiders are bracing for this major financial realignment. And, according to Eric, it could trigger a market move like we have never seen – and the biggest, most asymmetric trading opportunity of his career.
That's saying something, considering Eric has already delivered more 1,000% winners than anyone else in Stansberry Research's 25-year history. He says this is a rare chance to potentially make 10 times your money, or more, but you must act soon.
Again, Eric will share details in a brand-new presentation at 10 a.m. tomorrow Eastern time. It's free to attend... We just ask that you register in advance so you don't miss it. Folks who register in advance will also get a free copy of one of Eric's reports.
(And for Eric's existing Crypto Capital subscribers and Stansberry Alliance members, feel free to watch Eric's new briefing... But know that you also have access to this information and all of Eric's research here.)
New 52-week highs (as of 8/8/25): Altius Minerals (ALS.TO), Broadcom (AVGO), Barrick Mining (B), Alpha Architect 1-3 Month Box Fund (BOXX), CBOE Global Markets (CBOE), Cisco Systems (CSCO), WisdomTree Japan SmallCap Dividend Fund (DFJ), iShares Ethereum Trust Fund (ETHA), iShares MSCI Italy Fund (EWI), iShares MSCI Spain Fund (EWP), Cambria Emerging Shareholder Yield Fund (EYLD), Franklin FTSE Japan Fund (FLJP), VanEck Gold Miners Fund (GDX), Gilead Sciences (GILD), Kinross Gold (KGC), Lumentum (LITE), Lynas Rare Earths (LYSDY), Monster Beverage (MNST), Altria (MO), OR Royalties (OR), Pan American Silver (PAAS), ProShares Ultra Technology (ROM), Sandstorm Gold (SAND), Uranium Energy (UEC), ProShares Ultra Semiconductors (USD), Vanguard S&P 500 Fund (VOO), and Wheaton Precious Metals (WPM).
In today's mailbag, feedback on Dan Ferris' Friday essay and more thoughts on last week's Stansberry Investor Hour episode with our Dr. David "Doc" Eifrig, who has been appointed permanent CEO of MarketWise, our parent company (and who described how he decided to buy a Subaru Outback)... Do you have a comment or question? As always, e-mail us at feedback@stansberryresearch.com.
"Dan, you have laid it out for investors in black and white. I like the stories. Your company is impressive on the research you do and the facts you back it up with. Thank you." – Subscriber Scott S.
"Respected Doc & Dan, This email is being sent to you gentlemen with great humility and pleasure.
"After listening to your broadcast with Doc as the newly appointed CEO of MarketWise, I could not think of a better choice. Doc, I want to personally extend my heartfelt congratulations. It was an hour of fascination listening to yours and Dan's comments.
"I have been a loyal customer of Stansberry Research for 15 years, enjoyed every minute of advice and also prospered in the market with great success following Retirement Millionaire, Extreme Value and others. When I first joined, I remember that there were very few besides you two, Porter [Stansberry], and Steve [Sjuggerud].
"Doc, besides investing advice I did enjoy your medical advice and still do, especially being a practicing OBGYN here in Michigan. Over the years I have passed this valuable info to a lot of my patients... If you come to Michigan, I promise you I will let you drive my Honda Odyssey to your heart's content." – Subscriber M.C.
Good investing,
Eric Wade
Los Angeles, California
August 11, 2025